A letter of explanation can clarify your financial situation and get you one step closer to qualifying for a mortgage. NerdWallet's early mortgage payoff calculator figures out how much more to pay.Use our form to view an electronic bill. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started.