Payoff requests, including borrower's authorization, should be directed to the servicer of the first mortgage. Do you need a loan payoff request form?(See Md. Code Annotated, Real Property Article, §. 7-311(D).) The following are instructions regarding filling out various items on the Homeowner Payment. Below are links to various frequently requested forms. Some are PDF documents that are available to download and print. A payoff agreement is an informal contract in which a creditor agrees to accept the balance of a debt owed as full payment. Suppose that you took out a standard 30year loan when you purchased your home. Mortgage Payment Selection. Vehicle Loans and Personal Loans.