Loan Amortization Schedule outlines the interest and principal payments owed on a mortgage, including the outstanding balance. Free template with formulas.Use IDFC FIRST Bank's personal loan EMI and interest calculator to easily estimate monthly repayments, interest rates, and plan your finances confidently. An EMI calculator for a two-wheeler loan is simple to use, needing only three basic inputs: the principal amount, the interest rate, and the length of the loan. Amortization Schedule. Month. Principal. Interest. EMI. Balance. Loan Paid to Date. 1.