The lien release letter must include: ​The secured party's name imprinted on it (if a business entity). It can take up to six weeks or more to have the lien removed from your car title and make it officially yours.How can I prove that my car is paid off? Once you pay off your loan, your lender will send you an official release of lien letter. The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. If in agreement, the payor can provide payment immediately. However, if the issue involves a small claims court, this could result in a settlement. Complete Onboarding. Take your final steps to add PNC as the lienholder on your new Auto loan. If you receive this form in a small claims case, contact a lawyer.