Rocket Mortgage accepts only certified funds for loan payoffs: wire transfers, cashier's checks or certified checks. This form is furnished to give you a statement of actual settlement costs.Do you need a loan payoff request form? How to fill out the Payoff Request Letter Templates? To request a change to a reserved loan, complete the Request for Change to. It's a statement that breaks down the payoff figure for the loan assuming no intervening payments, on a future (specified) date. Our Rocket Loans process is simple, convenient, and completely online to get you the money you need as quickly and efficiently as possible. Tax season is coming! Whereas sites like LendingTree and Zillow act as lead generators, sending your loan request to multiple mortgage providers, Rocket Mortgage is an actual lender. A lower interest rate gives you a smaller monthly payment.