Payoff requests, including borrower's authorization, should be directed to the servicer of the first mortgage. To request a change to a reserved loan, complete the Request for Change to.Below are links to various frequently requested forms. Some are PDF documents that are available to download and print. A letter of explanation may be requested to clarify information regarding your financial history. Learn more about how to write a letter of explanation. Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. He was 42 and fresh out of auctioneer school, looking to redirect his career. The first time he asked me out for coffee, I refused.