1. Complete the Payoff Request Form in its entirety. Unsigned or incomplete requests will not be processed. 2.A lender's payoff statement or letter will show the amount you need to pay to completely close out the loan. A payoff statement should include the name and address of the lender preparing the statement and be addressed to the lender that requested the payoff. The statute of limitations for consumerrelated debt is six years. This period applies to credit card debt and oral and written contracts. A payoff letter shows the remaining balance on your mortgage, including fees, interest, etc. Learn more about what a payoff quote is and how to request one. Credit Card ONLY AutoPay Enrollment Request Form. The repayment terms are stated in full in the Subsidy Mortgage and Subsidy Note.