Learn how the North Carolina foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowner rights . The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union.There are two methods to foreclose a tax lien. Forms of Final Payment. Payment must be made in the form of cashier's check, or money order payable to the Clerk of the Circuit Court.