The tutorial shows how to build an amortization schedule in Excel to detail periodic payments on an amortizing loan or mortgage. The free downloadable Excel template includes different grace periods, no grace periods, random moratorium selection, and moratorium period range.Scheduled Number of Payments. 8, Loan Period in Years, Actual Number of Payments. Fundwave makes it possible for investors to plugin variables such as principal, interest rates, moratorium periods, etc to set up an amortization schedule. This spreadsheet creates an amortization schedule for a fixed-rate loan, with optional extra payments. This Microsoft Excel template illustrates how to create a loan amortization schedule, as well as dealing with additional payments and variable interest rates. Download this Mastering Loan Repayment With Moratorium Period: A Comprehensive Guide Excel template for free right now!