You may be able to request a balance transfer online, through the card issuer's mobile app, or over the phone with customer service. Save money when you transfer your balances from high-rate credit cards and loans to a new or existing SCCU Visa Credit Card with benefits.A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. Yes, you can transfer a personal loan to a balance transfer card. However, some card issuers don't allow balance transfers from personal loans. Mail to: Financial Plus Credit Union. What documents will I need to gather before the loan closing? In Michigan you staple that letter to your car title to prove that there is no secured lender. To transfer your current balances to your MECU Visa.