Find out when, where, and how you can remove a lienholder from your car title after you've paid off your loan. In most circumstances, Customer Service will be able to provide a duplicate lien release, depending on the year and model of the…Once you've made the final payment on your loan, you can get the title from your lender and become the full owner of your car. The lender will also notify the Department of Motor Vehicles (DMV) that the loan has been paid in full. Generally speaking, you can get a replacement vehicle title that gives you all the ownership rights of the original document. Hello everyone I recently Purchased a car, paid off the auto loan. Ok, I'm in the process of selling my Scion xB. It is financed through Toyota Financial, thus there is a lien on the car. Liens can be filed with the New York State DMV for all titled vehicles, boats, and manufactured homes (MFH). Buying a used car from a private seller can sometimes be a way to get a good deal.