Fill out the application with your information, completing ALL of the required fields. This is a template letter to your creditors requesting that they forgive your debt and write it off for compassionate reasons.Email from my servicer that ALL of my loans are forgiven. Check your paperwork to see if the termination date was included in a court order. â—¦ For those whose loans are not forgiven, the loan payments will be deferred until 10 months after the end of the borrower's loan forgiveness period. Then, select the desired loan from the Loan dropdown menu. This Program Student Handbook is designed to provide general information to prospective students and the public.