A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish.No information is available for this page. Edit, sign, and share payoff form online. No need to install software, just go to DocHub, and sign up instantly and for free. Only nine states allow the owner, rather than the lienholder, to possess the car title. Still haven't received it. Once your auto loan is paid in full, it's important to understand the next steps to take. Review this checklist to ensure a smooth transition.