The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. Obtaining a Lien Release from a Closed or Failed Bank.Liens can be filed with the New York State DMV for all titled vehicles, boats, and manufactured homes (MFH). The way it works is you have to submit a very specific document um called the lean satisfaction or lien release to the dmv. When your loan is paid off, your lender will send the lien release to the DMV. Took them to the dmv, it is paid off but they required a lien release as the lien has not been released in the state system. Can they just walk into the bank?