If you have a Montgomery Bank account, just click the Enroll button below, fill out the short form, and follow the prompts to get started right away. After you receive your payoff quote, it's time to make your final payment.You can pay with a certified check or through a wire transfer from your bank. 1. Complete the Payoff Request Form in its entirety. Unsigned or incomplete requests will not be processed. 2. A mortgage payoff letter can come in two forms. One form tells borrowers the remaining principal amount and interest they have to pay to close out the loan. The online form is quick and easy to use. Be sure to have the loan and borrower information ready when you make your request. You can request a payoff statement online 24 hours a day, seven days a week.