Need to request a Payoff? Please click below to complete our Payoff Request Form.Wholesale mortgage forms and lender loan submission forms, FHA, VA and more for Carrington Mortgage Services- a national direct lender. A payoff request can be created and mailed for free. How long does it take to obtain a payoff? To explore your options, contact your loan servicer directly. If you don't know who your private student loan servicer is, look at a recent billing statement.