If you work remote, it's important to know what you'll need when applying for a mortgage, and where you can apply for one. If year-to-date earnings are "not" included on most recent pay stub submitted, a letter from your employer on company letterhead is required.How to fill out the Employment Letter Template for Home Loan Verification? You can ask your employer to use this sample letter as a template. The Division of Human Rights complaint form is available at the below link. You may use this form to file and submit your complaint online. A mortgage lender might ask you to write a letter of explanation to better understand your finances when deciding whether to approve you for a loan. If year-to-date is not included on paystub, a letter from employer on company stationery is required. You can only sue for money. †Anthem Connection service area consists of five boroughs, Nassau, Suffolk, Westchester and Rockland counties.