This page allows users to request an electronic payoff quote for iSeries and MSP mortgage products. A 10day payoff refers to the time it takes for your new lender to pay off your old loans during a refinance.After signing up for automatic payments, you'll receive a letter in the mail within 3-4 weeks confirming the start date for payments to be drafted. Get answers to your questions about Bank of America's products and services. Learn about your account, your routing number and more in our help center. It's the payoff amount 10 days in the future. Fast Application, Competitive Rates And Quick Decisions. Apply for a new or used car loan or refinance your existing auto loan at Bank of America. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. It can take roughly two to six weeks to get your title after paying off a car.