Payoff procedures vary depending on whether the lienholder is using the Electronic Lien Title (ELT) system or a paper title. We have several forms that you can download and fill out.A 10day payoff refers to the time it takes for your new lender to pay off your old loans during a refinance. To request a payoff quote, please complete the payoff quote form. This form is intended for 3rd parties acting on behalf of Mr. Cooper customers. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. Nevada Bank and Trust provides a full range of consumer loans with flexible terms and competitive rates. Our loans offer convenient, friendly service.