1. Enter your personal information and amount owed. Payoff procedures vary depending on whether the lienholder is using the Electronic Lien Title (ELT) system or a paper title.A 10 day payoff is crucial to getting your old loans paid off during a refinance. Learn how it works from start to finish. Do you need a loan payoff request form? If you want to know what it will take to pay off a loan, you'll need to access a payoff statement (sometimes called a payoff letter). Your account number is at the top of your monthly statement and on the payment coupon at the bottom of the statement. Online. LendingPoint is a provider of unsecured personal loans for consumers serving FICO® scores up to 850. Can't find the answer you are looking for? Personal Online Banking.