What do I need to write a Nevada promissory note? The note clearly outlines the borrower's promise to repay the lender within a specified time.If interest is charged, the rate should be included with a repayment schedule. Fill out an application for an income-driven repayment (IDR) plan or recertify your existing IDR plan to potentially lower your student loan payments. Pennington Rural Health Services Loan Repayment Program. You may use the sample letter on the next page to ask your loan servicing company for more information about how to lower your monthly payment. "Streamline your mortgage process using our customizable Gift Letter for Mortgage template. You may use the sample letter on the next page to ask your loan servicing company for more information about how to lower your monthly payment. If you plan to enroll at UNLV and use the Nevada Prepaid Tuition program, please fill out the Intent to Enroll form.