Step 1 requires a filing within three business days after mailing a 90-day pre-foreclosure notice and is designed to capture the most relevant information. This Residential Foreclosure Actions Consumer Bill of Rights provides guidance to homeowners facing foreclosure in New York.In a loan reinstatement, you need to find just enough cash. These Foreclosure Forms are for All Courts that preside over Residential Foreclosure Cases. Learn how the New York foreclosure process works, including preforeclosure steps, foreclosure procedures, and homeowner rights. A release of lien is a document that releases New York State's interest in a specific piece of property so it can be transferred to a new owner. If you do not have a lawyer, visit CourtHelp to learn more about the foreclosure process. Repossession. When you finance or lease a car, the lender or leaseholder holds the title to the vehicle until the loan is paid off. The Vehicle Payoff Sample Letter form is a crucial document for individuals aiming to transfer their vehicle loan to the State Department Federal Credit Union. Include the payment amount.