The lender will also notify the Department of Motor Vehicles (DMV) that the loan has been paid in full. Liens can be filed with the New York State DMV for all titled vehicles, boats, and manufactured homes (MFH).What do I need to title and register a vehicle in a Secretary of State office? Find out when, where, and how you can remove a lienholder from your car title after you've paid off your loan. The FDIC may be able to assist you in obtaining a lien release if the request is for a customer of a failed bank that was placed into FDIC receivership. The Michigan Discharge of Lien Form is used to cancel a lien that has already been filed. Org to schedule an appointment for your transaction. The variables include time for your state's processes and for the lienholder to send notification of the loan payoff. I need a lien release for a vehicle. Michigan. My car was totaled, so this is intial request.