A payoff request can be created and mailed for free. How long does it take to obtain a payoff?In order to process your homeowner mortgage servicing request, you must submit the following: Mortgage Servicing Request Form, Mortgage Servicing Fee. The Homeowner Mortgage Servicing Unit is open and available to process your requests during regular business hours. Processing times is currently 8 weeks. I make this affidavit with the approval of the Estate or Trust, in order to induce New York Title. A payoff letter shows the remaining balance on your mortgage, including fees, interest, etc. Learn more about what a payoff quote is and how to request one. Title No. STATE OF NEW YORK : : ss. After you receive your payoff quote, it's time to make your final payment.