A payoff request can be created and mailed for free. How long does it take to obtain a payoff?I make this affidavit with the approval of the Estate or Trust, in order to induce New York Title. This article outlines the fivestep process of making your final loan payment. Step 1: Request a payoff quote. In order to process your homeowner mortgage servicing request, you must submit the following: Mortgage Servicing Request Form, Mortgage Servicing Fee. The following statement: "This form is a statement of final loan terms and closing costs. Compare this document with your Loan Estimate. Title No. STATE OF NEW YORK : : ss. An amortization table shows the schedule for paying off a loan, such as a mortgage.