I make this affidavit with the approval of the Estate or Trust, in order to induce New York Title. Title No. STATE OF NEW YORK : : ss.A perfect letter of mortgage is presented in this Payoff Statement Template in PDF. For an official statement verifying your existing mortgage balance, monthly payments, and any late payments, please complete a 3rd Party Authorization form. Letter Of Explanation Template Pdf Fill Online Printable. Payoff Request Form Fill Out Printable PDF Forms Online. A letter of explanation consists of short descriptions you can use to fill in the gaps in your paperwork for your underwriter. The seller should advise its bank of the projected closing date and request a payoff letter. State of New York Mortgage Agency (SONYMA). Development Resources.