Once you've made the final payment on your loan, you can get the title from your lender and become the full owner of your car. The documentation and forms required for titling a vehicle are based on the situation involving the vehicle, as described in the table below.The NC SAFE Act requires licensure or registration for individuals and companies who engage in the mortgage business or process and underwrite mortgage loans. A Satisfaction of Security Instrument is a document that shows an individual has paid a deed of trust or a mortgage in full. In some other states, you'll be sent a lien release document, which you should take to your state DMV to apply for an updated title. FAQs: What do I do if I want to return my leased vehicle or buy it out? How do I pay off my financed vehicle? Complete Onboarding. Take your final steps to add PNC as the lienholder on your new Auto loan.