If you ever need to prove that a debt is fully paid and can no longer be collected, then a paidinfull letter can be your best friend. If you send a paid in full letter to your creditor or debt collection agency, it informs them that you're making your final payment.Our user-friendly template helps you create a legal document for loan agreements, while providing peace of mind and clarity for both parties involved. Download North Carolina Debt Validation Letter template, modify and send for signing using BoloForms Signature. You can now create and submit business creation documents online here. Need help filing business creation documents online? A payment plan agreement outlines an installment plan to repay an outstanding balance over a specified time frame. Income Verification. This letter is in reference to the account number identified above and its outstanding debt. This shows the lender that you have the income to make regular mortgage payments.