Repayment. How will the money be repaid? The note clearly outlines the borrower's promise to repay the lender within a specified time.If this form is being completed manually or was generated to sign manually, it must be signed using an acceptable signature and submitted to us. Clearly outline your proposed repayment plan. This should include the monthly payment amount (or other payment schedule), the payment method (e.g. A personal loan agreement can protect both you and the borrower when you lend money. Use our step-by-step guide for how to write a personal loan agreement. Most documents maintained in the Department of the Secretary of State files are public records subject to disclosure under the Public Records Act. North Carolina Gift Letter for Mortgage Template. Complete this form for the Fresh Start initiative for borrowers who defaulted on their federal student loans prior to the pandemic payment pause.