Request a payoff quote before you send your final payment. Don't know what happens after you make you last payment on your auto loan?Here's that process of getting your title and learn how to manage your funds. In the market for a new or used car? SECU auto loans offer competitive rates and flexible terms that fit your budget. I recently Purchased a car, paid off the auto loan. Called up the dealership he said don't do anything sit home relax for title to come in mail. With Wells Fargo Online, you'll need to complete a one-time enrollment process. You'll need your Social Security number and date of birth to get started. It can take roughly two to six weeks to get your title after paying off a car.