Request a payoff quote before you send your final payment. Don't know what happens after you make you last payment on your auto loan?Here's that process of getting your title and learn how to manage your funds. Once you've made the final payment on your loan, you can get the title from your lender and become the full owner of your car. It can take roughly two to six weeks to get your title after paying off a car. In the market for a new or used car? SECU auto loans offer competitive rates and flexible terms that fit your budget. A secured creditor may require the payment in full of any fees authorized under this section before issuing a payoff statement or a short‑pay statement. (g). In this case, your lender should send you a lien release once you make your last payment. Hello everyone I recently Purchased a car, paid off the auto loan.