Please submit the following information with the form: Deed of Trust; Borrower(s) Signed Authorization; The Signed Loan Payoff Request Form. LOAN PAY-OFF DEMAND REQUEST FORM.This form must be completely filled out and submitted along with all required documents. Mechanics Bank has been named one of America's best banks based on growth, credit quality and profitability, according to Forbes. Community Bank of the Bay is now part of Commercial Bank of California. CLICK HERE for more information. Welcome to Cadence Bank.