A Payoff Request Form is an essential document for those looking to fulfill the remaining balance on a home equity line of credit. Creating a payoff letter is essential to any loan or mortgage repayment process.Our free templates and this guide can help you get started. Sample letters will help you clearly state your case to your counselor, mortgage servicer, and others involved in your situation. Creating a payoff letter is essential to any loan or mortgage repayment process. Do not include a credit report as proof of payoff. Keep good records of your debts, so that when you reach the credit card company, you can explain your situation. Does the dealership complete Form 8300?