A lender's payoff statement or letter will show the amount you need to pay to completely close out the loan. Total Monthly Credit Card Payments. Books.How to fill out the Mortgage Payoff Statement Request Form? An exspouse is still listed on a loan or credit card account. Can I make my mortgage payment with a credit card? Do not include a credit report as proof of payoff. Why were my payments applied late when I have an online bill payment service and the funds were deducted from my account on the fifth of the month?