Depending on your lender, you may have to sign in to an online account, call a helpline, or send a formal letter to start the request process. This page contains a list of definitions for common mortgage terms.If you don't know who your Servicer is, call 888.469. 0810, and we would be happy to assist you. Plus, your homeowners insurance and property taxes will no longer be paid from an escrow account, so the bills will be your responsibility. Warrant payoff letter. In Orange County, the courtesy notice is free and automatically sent to the property owner when a document affecting title to a property is recorded. You paid down the mortgage, invested in your home. Maybe, it's time for your home to start taking care of you. WHEREAS, the New Mortgage will pay off the First Mortgage; and.