A payoff letter provides instructions on how to pay off a loan with a lump sum before the loan term ends. Learn how payoff letters work.To receive a copy of a loan payoff statement, please fill out the below request form. You can also take the forms to your local branch, or mail them to the address below. It's the payoff amount 10 days in the future. Step 1: Choose the orange button "Get Form Here" on this web page. Step 2: Now it's easy to manage your car loan payoff letter. Did you know you in the event of a total loss, you could be liable for paying off the remaining loan balance on a vehicle that is no longer drivable? Call 800-221-4020; Chat: Use our automated chatbot for frequently asked questions or log into online banking to chat with a live representative. Can GAP coverage be purchased for an auto loan that is not financed with Orange County's Credit Union?