Payoff letters aren't the only way to learn about your current loan balance. You can also talk to your lender and request a verbal payoff quote.Edu for a Payoff Request. Save money when you transfer your balances from high-rate credit cards and loans to a new or existing SCCU Visa Credit Card with benefits. Yes, you can transfer a personal loan to a balance transfer card. However, some card issuers don't allow balance transfers from personal loans.