Mandatory Electronic Lien and Titling Program Frequently Asked Questions. 1. How do lienholders benefit under the ELT Program?Edit, sign, and share requesting payoff online. No need to install software, just go to DocHub, and sign up instantly and for free. Your payoff amount and a good-through date will be displayed in the payoff form. How can I prove that my car is paid off? Once you pay off your loan, your lender will send you an official release of lien letter. If in agreement, the payor can provide payment immediately. However, if the issue involves a small claims court, this could result in a settlement. Include your vehicle account number with your payoff payment to avoid any processing delays.