A lender's payoff statement or letter will show the amount you need to pay to completely close out the loan. How do agents completing Pennsylvania title applications obtain each lienholder's FIN?Sign in to your account. Sign on to your account, select your auto loan from Account Summary, and then Get payoff quote. When you take out an auto loan, your lender will be listed as a lienholder on the title. Complete Onboarding. Take your final steps to add PNC as the lienholder on your new Auto loan. Send authorization of payoff via email, link, or fax. You can also download it, export it or print it out. Your account number is provided with the loan details in the welcome letter that you receive in the mail after your new loan is funded.