Applicants are to obtain the FIN from the lender when securing their vehicle loan and provide the FIN to the agent completing the application. Confirm your loan has been paid in full with PNC.It can take roughly two to six weeks to get your title after paying off a car. Sign on to your account, select your auto loan from Account Summary, and then Get payoff quote. Your account number is provided with the loan details in the welcome letter that you receive in the mail after your new loan is funded. How long does it take to fill out the form to apply for an auto loan from Navy Federal? It typically takes less than 10 minutes to complete an application. It's the same as a payoff letter, but it can be used when you're paying off a loan that involves collateral, such as a home or a car. PSECU loan payment is easy. Make a PSECU payment here.