Have you recently settled a debt and are searching for a paid in full letter? Good news, we've got two free sample form letters below.If you ever need to prove that a debt is fully paid and can no longer be collected, then a paidinfull letter can be your best friend. Fill in your contact details, account number and any extra information you want to include in the grey shaded areas. Today's date will be added automatically. If you've stopped paying your creditors for unpaid debts, they will likely report your account as a charge-off after four to six months of non-payment. This document not only serves as proof of approval but also outlines essential details such as the loan amount, interest rate, and repayment schedule.