One of the most important forms is the Closing Disclosure, which is similar to your loan estimate. Hilltop Law Firm offers debt settlement services in Phoenix, AZ, and all surrounding areas.Have questions about your loan? View this page to see a common list of questions that may have the answer you're looking for. In order to improve your chances of getting a loan approval: Fill out your loan application completely. You may use our online forms to expedite the process. Access resources and support for managing and repaying your student loans from the Repayment Counseling Center at University of Phoenix. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps. Typically, it takes between 30-45 days to complete a home loan refinancing process, but you should confirm the timeline with your new lender. For In-Person Payments: Cash, credit cards and money orders accepted.