We offer competitive rates and flexible terms. Our mobile and web services allow you to obtain real time account information, deposit checks, pay bills, transfer funds, purchase on the go, and more.Keep careful records regarding your loan. Student Loans must be paid back (like a mortgage or car loan). Apply for a title within 15 days of purchase and take the application to an MVD Office or Authorized Third Party provider to complete the process. Do NOT list a debt more than once. For example, if you listed your car loan in the "Vehicle" section, DO NOT list it again in the "Debt and Obligations". Apply for an auto loan today with Bethpage FCU or refinance your existing auto loan to potentially lower your monthly payment. If a lien is on a paper title, it will appear in the space marked "Lienholders.