Balances Prior to Billing Transactions are Shown Below – Displays balances, as of the statement date, for the following accounts: • Principal. If the first mortgage loan is repaid within the first 36 months, a prorated amount of the second mortgage balance must be repaid.Our new Simple Mortgage product is the perfect solution for those looking for a more custom term and payment when considering a home loan refinance. How do I fill this out? Our goal is to create a statement that is easy to understand and that provides information to borrowers about current and past payments. Do NOT list a debt more than once. For example, if you listed your car loan in the "Vehicle" section, DO NOT list it again in the "Debt and Obligations".