A payoff request can be created and mailed for free. How long does it take to obtain a payoff?Print and complete a Mortgage Servicing Request Form (PDF) providing ALL requested information. Do you need a loan payoff request form? Top 10 Best bad credit loans Near Queens, New York ; 1. Jovia Financial Credit Union. The trade-in value (after loan or lease payoff) will be applied to your deal. We cover MyLoans, taxes, insurance, loan payoff, and more. Fill out the application form accurately and provide all the required information. Bethpage Federal Credit Union (BFCU) offers a full range of banking products, including checking, savings, credit cards, mortgages and loans.