You can search for, get copies of, or update property ownership records, such as deeds and mortgages. A deed is often referred to as a title.This document is a debt payoff letter from a debtor to a creditor. The Office of the City Register records and maintains New York City real property and certain personal property transfer records, such as mortgage documents. Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started. Title Insurance real estate forms archive containing over 300 forms in MS Word and Adobe acrobat format. New York State imposes a tax on the privilege of recording a mortgage on real property located within the state.