Need to request a Payoff? Please click below to complete our Payoff Request Form.Wholesale mortgage forms and lender loan submission forms, FHA, VA and more for Carrington Mortgage Services- a national direct lender. SWBC Mortgage Corporation and our team of mortgage loan experts are here to help you find the happiest way home. What is a Payoff Agreement? A payoff agreement is an informal contract in which a creditor agrees to accept the balance of a debt owed as full payment. To explore your options, contact your loan servicer directly. If you don't know who your private student loan servicer is, look at a recent billing statement.