The template below can help you write your own pay for delete letter. Simply update the bolded portions with your own information.Create a Loan Payoff Letter online and download it as a PDF or Word document. Customize and print a blank Loan Payoff Letter for free. Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started. Contact Discover® Personal Loans with any questions on personal loan basics, debt consolidation, or other personal loan topics. All mortgage payments are due on the 1st of each month. Your Note allows a 15-day grace period; however this does not mean that your payment is due on the 16th. If you're worried about how to get out of debt, here are some things to know — and how to find legitimate help.