Creating a payoff letter is essential to any loan or mortgage repayment process. Our free templates and this guide can help you get started.The Consumer Financial Protection Bureau offers sample letters the debtor can use to dispute a debt. If you want to write a letter of explanation for a mortgage lender, you'll need to provide clarifying information about your finances. If you're worried about how to get out of debt, here are some things to know — and how to find legitimate help. You've got questions, we've got answers! Find out how DFCU helps all our members. I submitted all of my documents and am also applying to the participating apartment community for an ADU unit. How will that work out? Salt Lake City, UT 84121. 801-365-0100.