For home equity loans in San Antonio, we've got you covered. Convert the home equity you've earned into the cash you require to reach your goals.A Texas A6 home equity loan cannot be refinanced for 12 months. A homestead can only have one Texas A6 mortgage lien. A home equity line of credit is a type of flexible loan or borrowing agreement. You can borrow money – up to a pre-agreed limit – and pay it back. 1. Apply. Complete the home equity loan application online. Need help financing a home remodel, a big purchase or the unexpected? Use a HELOC to take advantage of your home's equity. With a home equity loan or HELOC, you may be able to consolidate expensive debts, get a lower interest rate and pay them off faster.